Nissan Auto Loans in Phoenix, AZ

At Midway Nissan, we are committed to helping our valued Phoenix area customers take ownership of a new or pre-owned vehicle that meets all of your needs, and that may even exceed your high expectations in some areas. For many of our customers, applying for an auto loan is an essential part of the buying experience. Regardless of whether you have good or bad credit scores, our financing department can help you explore auto loan programs that may be a good fit for your current financial situation.

Is Financing a Car a Good Idea?

One of the most common questions that our financing department and sales team receive is about the benefits of financing a car. Some customers do pay cash for their vehicle rather than apply for a loan, and this may be an option available to you. However, many Phoenix-area drivers do not have enough cash to pay the full sales price of a new car.

There are numerous benefits associated with financing your new or pre-owned car purchase with an auto loan. For example, making regular payments on your car loan can help you to build a solid credit score or to rebuild your credit rating. With an affordable car loan, you can enjoy cruising around in the vehicle that you truly want or need without emptying your bank account. Our lending department can work with you to set up payments that are truly affordable for your budget.

Some of our customers debate between an auto loan or a lease. At the end of your lease, the car will be given back to the dealership. At the end of a loan, on the other hand, the car is yours to own and enjoy. Also, there are no mileage restrictions with a car loan as there are with a lease. Primarily, a car loan provides you with plenty of flexibility while also giving you affordable monthly payments.

Is There a Minimum Credit Score to Finance a Car?

Many people feel anxious about the thought of applying for a loan. In fact, many people who have good to excellent credit scores sometimes have anxiety about this process. If your credit scores are lower than you would like them to be, you may wonder if you would qualify for a car loan at all. At Midway Nissan in Phoenix, we strive to help each customer who is interested in applying for an auto loan to explore the options available. We are affiliated with many auto lenders. While each lender has unique lending requirements, some have lower credit score requirements than others.

You may be concerned about your ability to qualify for a loan, but rest assured that we will guide you through the process and help you to learn more about the many options that may be available to you. If you are eager to take home a new Nissan soon, now is a great time to reach out to our financing department and to begin acquiring more about financing options that may be right for you.


Midway Nissan

2209 W. Bell Rd.
Directions Phoenix, AZ 85023

  • Phone: 844-880-3585


  • Monday 8:00 am - 9:00 pm
  • Tuesday 8:00 am - 9:00 pm
  • Wednesday 8:00 am - 9:00 pm
  • Thursday 8:00 am - 9:00 pm
  • Friday 8:00 am - 9:00 pm
  • Saturday 8:00 am - 9:00 pm
  • Sunday 10:00 am - 7:00 pm